What is Your Budget?

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Smart homebuying starts with smart planning.
Use our Mortgage Calculator to estimate your monthly payment in seconds.

 💡 Great Tip: #1
Keep your total monthly home costs (loan, taxes, insurance, HOA) under 30% of your gross income.
This helps you stay financially comfortable and leaves room for savings, emergencies, and fun. 

 💡 Great Tip: #2
Budget for more than just the mortgage—factor in utilities, maintenance, and an emergency fund.
Owning a home comes with surprise costs, so padding your budget keeps you stress-free and in control.  

💡 Great Tip: #3: 

Make one extra mortgage payment per year—it can shave years off your loan and save thousands in interest.
Even splitting that extra payment across 12 months makes a big difference over time!