Home Loan Options
Products Offered
Non-QM (Self-Employed)
Non-QM (Self-Employed)
Conventional Loans (3% Down)
FHA Loans (3.5% Down)
VA Loans (100% Loan)
USDA Loans (100% Loan)
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Non-QM (Self-Employed)
Non-QM (Self-Employed)
Non-QM (Self-Employed)
Bank Statement Loans
DSCR
No Ratio Loans
P & L Home Loans
New Construction (OTC)
Manufactured Homes
100% Home Loans
Non-QM (Self-Employed)
Down Payment Assistance
VA Home Loans
USDA Home Loans
FHA Home Loans/Grant or DPA
Down Payment Assistance
Non-QM (Self-Employed)
Down Payment Assistance
DPA-Repayable
DPA- Forgivable
Grants 1%/2%/3%
Documents Needed
W2 Employment-Documents Needed
Drivers License
Paystubs (30 days/1 month)
W2's 2024 and 2025
Bank Statement/Retirement 401K (60 day/2 months)
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Social Security Income Award Letter
Social Security Disability Income Award Letter
,Child Support Award Letter
Pension
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Military Documents
ID/Military ID
DD214
Certificate of Eligibility (if you have it)
VA Disability Award Letter
LES(Leave & Earnings Statement/Base Pay, BAH & BAS)
Active Duty Military
Active Duty Military- PCS Orders (Permanent Change of Station)
Self-Employment- Potential Required Documents
Drivers License
Business License
CPA Letter (validating 2 years of self-employment)
1099 & Tax Returns for 2024 & 2025
LLC or S-Corp
Articles of Incorporation
Business & Personal Bank Statements
Non-QM- Potential Required Documents
Drivers License
Business License
CPA Letter (validating 2 years of self-employment)
Business & Personal Tax Returns for 2024 & 2025
LLC, S-Corp, Articles of Incorporation
Business & Personal Bank Statements
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Mortgage Statement
Homeowners Insurance Bill
Tax Bill, HOA Bill, and Rental/Lease Agreements
The Journey.....
Homeownership is more than just buying a house — it’s about creating stability, building long-term wealth, and putting down roots in a place that’s truly yours.
For first-time homebuyers, the process can feel overwhelming, but with the right guidance, it becomes an empowering step toward financial confidence and independence. Owning a home allows you to invest in yourself instead of paying rent, gain predictable housing costs, and build equity over time. With today’s flexible loan programs and down payment options, homeownership is more attainable than many people realize — and it all starts with understanding your options and having someone in your corner to guide you every step of the way. 🏡💛
Prepare for a Home Loan.....Best Tips!!
1) Pay your bills on time—AutoPay is always a great option. Make payment arrangements for late bills before they go into collections or can be reported to the credit bureau.
It's essential to maintain good credit.
2) Get your W2s, bank statements, and pay stubs, and put them in a folder for safe keeping.
3) Use www.Experian.com or we can pull a "Equifax Only Soft Pull" credit report to monitor your credit scores as you prepare to apply for a Home Loan.
4) Budget your monthly bills wisely. Go through your bank statements and take note of where you are spending your income. Additionally, save your funds in your 401K, savings, investment, and retirement accounts. Lenders love to know that you can save.
Homeownership is just a few clicks away for you and your family!! We look forward to reviewing your application.
Click APPLY HERE to start your application! 🔥
Contact Us
THE MORTGAGE TIGERS powered by Edge Home Finance
We Lend in All States (Except NY) Credit Support Available
Hours & Contact Information
Monday - Friday
9am - 6pm EST
Call/Text: (919) 626-8000
Fax: (888) 560-1003
EMAIL: Home@themortgagetigers.com
